Privacy Policy

1. Introduction

Welcome to The Land Bankers, operated by NFNG Tech Private Limited. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile application, and services.

By using The Land Bankers platform, you consent to the data practices described in this policy.

2. Information We Collect

2.1 Personal Information

We collect information that identifies you personally, including:

• Name, email address, phone number
• Government identification documents (Aadhaar, PAN, etc.)
• Property ownership documents and land records
• Financial information for payment processing
• Professional details and business information

2.2 Property Information

• Land location, survey numbers, and boundaries
• Property documents (RoR, EC, Sale Deeds, etc.)
• Valuation data and market analysis
• Legal history and encumbrance details

2.3 Technical Information

• IP addresses, browser type, and device information
• Usage patterns, pages visited, and time spent
• Cookies and similar tracking technologies
• Location data when using our mobile application

3. How We Use Your Information

We use the collected information for the following purposes:

• Service Delivery: To provide LandScore ratings, document verification, and property services
• Legal Compliance: To verify ownership, conduct due diligence, and ensure regulatory compliance
• Communication: To send updates, notifications, and important service-related information
• Improvement: To enhance our AI systems, improve user experience, and develop new features
• Security: To prevent fraud, protect user accounts, and maintain platform security
• Marketing: To send promotional content and relevant offers (with your consent)

4. Information Sharing and Disclosure

4.1 Service Providers

We share information with trusted third parties who assist us in providing services:

• Legal experts and property lawyers in our network
• Government agencies for document verification
• Payment processors and financial institutions
• Technology partners for data analysis and storage

4.2 Legal Requirements

We may disclose information when required by law, court orders, or government regulations, or to protect our rights and the safety of our users.

4.3 Business Transfers

In case of merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction.

5. Data Security

We implement comprehensive security measures to protect your information:

• End-to-end encryption for sensitive data transmission
• Secure cloud storage with regular security audits
• Multi-factor authentication for account access
• Regular security training for our team members
• Compliance with industry-standard security protocols

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Update or correct inaccurate personal information
• Deletion: Request deletion of your personal information (subject to legal requirements)
• Portability: Request transfer of your data to another service provider
• Opt-out: Unsubscribe from marketing communications at any time
• Consent Withdrawal: Withdraw consent for specific data processing activities

7. Cookies and Tracking

We use cookies and similar technologies to:

• Remember your preferences and login information
• Analyze website traffic and user behavior
• Provide personalized content and recommendations
• Improve our services and user experience

You can control cookie settings through your browser preferences, though some features may not function properly if cookies are disabled.

8. Data Retention

We retain your information for as long as necessary to:

• Provide our services and maintain your account
• Comply with legal and regulatory requirements
• Resolve disputes and enforce our agreements
• Improve our services and AI algorithms

Property documents and legal records may be retained for extended periods as required by Indian property law.

9. International Data Transfers

Your information may be transferred to and processed in countries other than India. We ensure appropriate safeguards are in place, including:

• Adequacy decisions by relevant authorities
• Standard contractual clauses with service providers
• Compliance with applicable data protection laws

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.

11. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of material changes through:

• Email notifications to registered users
• Prominent notices on our website and application
• In-app notifications for significant changes

Your continued use of our services after such changes constitutes acceptance of the updated policy.